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Fostering Retirement and Financial Security in an Era of Individual Responsibility

The challenges of an aging workforce have led to a balancing act that affects the way major businesses view their role in supporting retirement security and in the structure of the programs they offer. This involves:

  • Remaining competitive and meeting the demands of customers and shareholders
  • Maintaining the workforce that supports the goals of the business
  • Deciding on the best way to support employee needs for financial and retirement security
  • Keeping risk within benefit programs at acceptable levels and balancing risk with suitable costs

Yet retirement security comes from a combination of plan benefits, other benefit programs, and actions of the employer, government, and individual going beyond the plan. This Executive Action report combines results from a recent survey by The Conference Board with new information and research about the evolving retirement system.







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