Dr. Niki Panich is the Chief Medical Officer of XO Health, responsible for medical policy, pharmacy benefits, physician and patient experience, and clinical advocacy.

As a physician with nearly two decades of experience working in primary care, Niki brings her unique perspective as a practitioner to XO Health. She champions a wholistic approach to healthcare, considering both medical and social determinants of patient well-being. Niki also brings expertise in systems-level change, artificial intelligence, and business strategies having obtained a Master’s in Data Science and a Master’s in Business from Stanford University. Niki is a current Corporate Medical Director of the Cleveland Clinic and is a practicing family physician with special interest in women’s health. She has also served as an advisor and consultant for a range of organizations including The51, Creative Destruction Lab, AltaML, and Elevance Health.